Life insurance

Richard is a sales agent for life insurance plan. One day he went to a training camp to promote the life insurance plan provided by his company. 100% of the soldier subscribe to the plan after this promotion talk. His advisor, John, want to know what makes Richard such a successful sales, so he decided to attend his talk next time.

Richard: "Hey buddies, if you unforturnately die in operation and had subscribed to our life insurance plan, the US government will reimburse your family memeber 200K dollars, otherwise, the government will only pay 6K dollars"

A soldier: "WTF, our lives are invaluable, no matter how much our family get back, they can't turn us alive!!!!!"

Richard replied: "Dude, think carefully, if a war really happen, which kind of soldiers do you think the US government will send there? with or withour insurance plan?"

.................The talk ends and again 100% of the soldiers subscribe to the life insurance plan.